CAPM Assignment Example | Topics and Well Written Essays - 1000 words - 1

CAPM - Assignment Example Based on the rationale obtained in relation to these mentioned fields, the paper aims at concluding with regard to the relevance of CAPM for corporate managers (Fama & French, 2003). CAPM is valued high owing to its ability to guide investment projects through accurate calculation about the relationship between the risk and return. This relationship provides two major functions. First, it serves as a standard regarding the rate of return for assessing the potential investments and second, it helps generating a cultured guess, rather than a biased one, with regard to return on assets, which have not been traded in the market place. The common concept behind CAPM is that investors must be remunerated in two ways, i.e. time assessment of money as well as risk (Leonard, Loli, Kralj & Vlachos, 2012). The relationship of risk and return can be described with regard to the fact that low level of risk is connected with low potential returns and high risks are connected with high potential returns. In general terms, ‘risk’ is considered as negative concerning the fact that risks imply investments and their returns as conditional, wherein investors may or may not be able to generate their desired level of profit. It is thus that CAPM suggests, considering high risk of return, investors must be conscious about their possible risk tolerance at the time of selecting investment projects for their portfolio. Notably, according to the model, there are two types of risks those can be possible when selecting investment, such as systematic risks and unsystematic risks (Leonard, Loli, Kralj & Vlachos, 2012). CAPM helps to calculate the cost of equity of a private company by assessing the betas and thereafter, calculate the cost of debt by estimating risk of default as well as cost of debt after tax. In a private company, the originations of risks and

Professional communication memo assignment Example | Topics and Well Written Essays - 250 words

Professional communication memo - Assignment Example The event shall be held on April 05, 2014 in Lobby A of the Westin Hotel, Ottawa. Meals shall be catered for by the Mexican Tourist Bureau, which means it shall be a cost friendly event, and a staff-only event. However, anyone wishing to attend the event must make a reservation with Juan Martez. Contacts can be done through email to martez@mexicantouristbureau.com. The deadline for reservations stands as March 20, to provide the organizers with ample time for proper arrangements. The event shall commence at 6.00 p.m. Cocktails shall be served first, followed by a four-course Mexican-style meal at 7.00 p.m. the presentation shall commence after dinner. Several benefits accrue to present members. These include asking any questions related to leisure products offered to Canadian clients. More to these, special prizes shall be won at the end of the evening, such as an all-inclusive week on the Mayan Riviera. Therefore, I urge all staff members to take advantage of this evening, as it is an excellent opportunity to all members of Come True Dream

Impact of Globalisation on Terrorism

Impact of Globalisation on Terrorism While globalisation has brought significant changes in social life, the 21st century is the main gate of violence that has led to transformations from limited effectiveness to widespread or globalised effectiveness in the globe whether it was politically, culturally, economically and so on. On the other hand, amongst cultures and states, terrorism has been significantly developed and expanded in the early 21st century due to the globalisation processes. Yet, terrorism has become one of the most controversial issues in the new era of the modern world. Although it may be complicated to describe and illustrate the relationship between globalisation and terrorism, the definition of globalisation with terrorism is widely open to different subjective interpretations. However, this essay will describe and illustrate the impacts of globalisation on terrorism in the modern era of the post globalised world. According to Baylis, Smith, and Owens, (2014), it has been outlined four different types of terrorist groups based on the source of motivation of each group. Namely, right-wing terrorists, left-wing terrorists, ethnonationalist or separatist terrorists, and religious terrorists. These types of terrorist groups are currently acting in the world and they have different aims and ways of acting. In addition, old terrorism is vary from modern terrorism. For example, the term terrorism was first used in the French Revolution describes the use of terror and violence by government against the revolutionaries in 1789 in France (Nassar, 2010). Furthermore, it was used to describe people who were acting individually against colonial states in the eighteenth century (Neumann, 2009). In other words, according to Giddens and W. Sutton, (2013, p.1044), Old-style terrorism is found where there are nations without states and where terrorists are prepared to use violence to achieve their ends. However , modern terrorism is often associated with technological advances which were brought by globalisation such as the strength of Al Qaedas network system. This terrorist organisation has become a global phenomenon due to its worldwide activities. Although the old and modern styles of terrorism have different goals, technological advances have increased the capabilities of modern terrorism due to globalisation. For instance, Al Qaeda has received a worldwide recognition after the attack on the world trade towers on 11 september 2001 (Baylis, Smith, and Owens, 2014). As a result of the events of 2001, United States of America has invaded Afghanistan in the name of the war on terrorism. Nevertheless, Some experts argue that the attacks of 2001 were politically designed by USA as a justification for resisting the dominance of Soviet Union in Afghanistan (Nassar, 2010). According to Nassar, (2010, p.18), he identified terrorism associated with the globalisation processes as a political lab el given to people who are perceived to be planning or carrying out acts of violence for political objectives. Naturally, the most significant change between old and new terrorism is political change associated with globalisation in order to achieve worldwide political goals. Moreover, political changes associated with globalisation have become more significant alongside technological advances for terrorist organisations in which they have utilised the advantages of globalisation for achieving their aims and influencing as much people as they can by their ideologies across their boundaries in different parts of the world. Efforts have been conducted explain the global phenomenon of modern terrorism in three different aspects namely culture, economics, and religion explanations as stated by Baylis, Smith, and Owens, (2014). Cultural explanations for terrorism indicate that terrorist groups seek to preserve their own culture and identity from western dominance such as western secular system. As a result, social changes associated with globalisation in the world have increased the process of cultural exchanges between nations. Hence, some cultures in underdeveloped countries are threatened of being exist by the western identity which provokes the terrorists motivation to turn to violent acts against those who seek for changes. On the other hand, economic aspects suggest that the motivation factor for terrorist groups to act violently is the lack of opportunities within their countries such as inequality in education systems. In other words, individuals who have ambitions and do not have the chances to im plement their ideas due to the imbalanced systems in their countries are eventually turn to violence against their own governments to fulfill and interpret their demands. Although the dominance of western capitalist economies in the world aim to privatise the industries in order to provide opportunities and make competitive businesses available for individuals, terrorist groups believe that capitalist economies are attempting to control the global market and monopolise the opportunities in underdeveloped countries (Baylis, Smith, and Owens, 2014). Eventually, terrorist groups have inspired different terrorist organisations across the globe by these ideologies in favour of their orders (Hobsawm, 2008). However, it can be confidently said that religion is seen as the most significant motivating factor for terrorist groups, used to influence the youth of Muslims by giving them promises of rewards in the afterlife (Baylis, Smith, and Owens, 2014). In addition, terrorist groups are seein g religion as a beneficial weapon, by interpreting the word Jihad as a holy war which creates new type of terrorists called jihadi terrorists (Nassar, 2010). Despite the word jihad according to Islamic teaching means the internal struggle for purity spiritually, radical terrorist groups have the opposite understanding of what the actual meaning says. Furthermore, social, cultural, technological and economic changes associated with globalisation have significantly created the world more interconnected. Based on these changes, the new global Jihad orders are obtaining political power, and implementing the Sharia law in the globe (Baylis, Smith, and Owens, 2014). Although the cultural, economic, and religious aspects give necessary explanations for global terrorism, individually, they are insufficient. However, it can be assumed that the most significant impacts of globalisation on terrorism are technological advances (Neumann, 2009). According to Baylis, Smith, and Owens, (2014), technological advances have enhanced the capability of global terrorist organisations in proselytising, coordination, security, mobility, and lethality. Proselytising and Mobility are often associated with global internet and the virtual world. For instance, terrorist groups have utilised virtual methods such as the internet to spread their ideologies by promoting propagandas for their sympathisers in order to make the motivation more effective, and creating their own worldwide websites which allows them to influence as many individuals as they can in the globe. Technological advances associated with globalisation have been utilised by terrorist groups for planning and conducting their operations independently. In other words, they utilised the technology to plan their activities tactically and strategically in undercover operations to ensure the success of their missions. For example, the 9/11 hijackers used specific prepaid cards for communication during their attack on the world trade towers (Baylis, Smith, and Owens, 2014). On the other hand, terrorist organisation are characterized by their developed security systems. By creating surveillance techniques, terrorist cells can identify each other by specific codes, therefore no one allowed to recognise them. Despite technological advances associated with globalisation have developed modern terrorism capability in the modern era of the post-modern world, the most dangerous factor is the advanced weapons. The rapid development in technologies associated with globalisation have increased the terrorist ambitions to obtain mass destruction weapons and hence it would allow fewer terrorist groups t o conduct catastrophic attacks in different part of the world. Combating terrorism may be the most difficult part for experts in finding adaptive ways to resist its expansion in the modern era and most importantly in the future. For instance, one of an adaptive way by United Nation to ensure security in airlines from hijacking terrorist attacks is the adopted convention by the establish of the International Civil Aviation Organisation (ICAO). The main aim of the organisation is to ensure the safety in airlines between legal international cooperations (Baylis, Smith, and Owens, 2014). Furthermore, it has been suggested by some experts that in order to combat the global phenomenon of terrorism in the modern era and in the future, states should establish a global unification supported by worldwide governments (Guelke, 2009). On the other hand, Some experts disagree with the term (War on Terrorism) such as the conspiracy theorists (Baylis, Smith, and Owens, 2014). Conspiracy theorists however, believe that there is a link between terrorist organisat ions and political changes in which these terrorist organisations aim to achieve political goals (Hobsawm, 2008). Although there are disagreements in how to deal with global terrorism, Nassar (2010), indicates that war on terrorism is an ideological war. In other words, in order to combat radical Islamic terrorist groups, Islamic states should expand the education opportunities for the youth for better understanding of the religion and improving their awareness within their boundaries. To some up, it may be difficult to predict the future international security especially when it comes with the rapid changes associated with globalisation. Moreover, it is possible to say that the rapid changes associated with globalisation have significant impacts on the modern global terrorism. Similarly, modern terrorism is more dangerous than old terrorism due to the globalisation processes. In essence, it can be possibly said that globalisation may affect the future international security to some extent, and it may increase the ability of global governments to combat the future terrorism. References Baylis, J., Smith, S. and Owens, P. (eds.) (2014) The globalization of world politics: An introduction to international relations. 6th edn. Oxford: Oxford University Press. (Baylis, Smith, and Owens, 2014) Nassar, J.R. (2010c) Globalization and terrorism: The migration of dreams and nightmares. Second Edition edn. United States of America: Rowman Littlefield Publisher, INC. (Nassar, 2010) Giddens, A. and W. Sutton, P. (2013) SOCIOLOGY. 7th Edition edn. Cambridge: Polity Press. Giddens and W. Sutton, (2013), Hobsbawm, E. (2008) Globalisation, democracy and terrorism. LONDON: Abacus. (Hobsawm, 2008) Guelke, A. (2009) The new age of terrorism and the international political system. London: I.B.Tauris Co Ltd, United Kingdom. (Guelke, 2009) Neumann, P.R. (2009) Old and new terrorism: Late modernity, globalization and the transformation of political violence. Cambridge: Polity Press. (Neumann, 2009) Ritzer, G. (ed.) (2007) The blackwell companion to globalization. Blackwell Publishing Ltd. ]Accessed on 24 of February 2017[

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Schaefer, Ashleigh Ling 325 Professor Mathis Part 1: Annotated Bibliography: Gender Stereotypes in Subject Matter 1. Cvencek, D. , Meltzoff, A. , & Greenwald, A. (2011). Math–gender stereotypes in elementary school children. Child Development, 82(3), 766-779. Gà ¶mleksiz, M. (2012). This article focuses on the connection between one’s perception of their own gender and how it affects their belief of cultural stereotypes placed on their gender. Cveneck, Meltzoof, and Greenwald examined various children, 126 girls and 121 boys, between the ages of 6-10 in elementary school by giving the children Implicit Association tests and along with having them provide self-reports to see if their perception of gender affected their ideas of certain subject matters in the school. The self-reports asked the children questions regarding gender identity, gender stereotypes, and their self-concept. This article focuses on examining the cultural stereotypes about math. Their research focuses on the stereotype that â€Å"math is for boys†. Cvencek, Meltzoff, and Greenwald argue that this is because their self-concept is a â€Å"I am a female† along with the cultural stereotype that â€Å"math is for boys† tends to lead females to the belief that â€Å" I am a girl therefore I’m not good at math†. Cveneck, Meltzoof, and Greenwald had the children take a quiz on the computer. For each question the children were provided with a statement then asked to choose whether or not the male or female character possessed the aforementioned attributes. Once the children chose which character/gender possessed the attribute they were then asked whether or not their selected character possessed this characteristic â€Å"a little† or â€Å"a lot†. The second part of the study involved childre... ...eresting about their research was that it showed even at a young age girls tend to believe â€Å"math is for boys†. This suggests that the language used in regards to subject matter and gender is ingrained in young minds from a young age. Since math is a learned skill males and females should both have the ability to excel in the subject mater. However, cultural stereotypes regarding math as a primarily male domain run deep and hold females back. It was interesting to see the statements both genders related to in the studies. These articles suggest that gender stereotyping with subject matter is nurture based. If females didn’t hear from a young age that â€Å"math is for boys† then perhaps they could enter the subject matter in a confident manner. Overall, these articles follow the generalizations seen throughout the semester about the differences between females and males.

The Effects of Incarceration

The Effects of Incarceration Dionne Lee Nov. 19, 2012 Social Problems Incarceration can be devastating on everybody’s lives. Not only it affects the person that is actually in jail, but it affects his or her loved ones. First, it puts a strain on the family finances once a family member is incarcerated. Second, it causes problems in relationships, whether it is girlfriend or wife. Third, it causes emotional strain, especially if he or she has a long time to serve.According to Macionis, the incarceration rate in 2008 for the United States was 762 people for every 100,000 in the population and among all the nations of the world, this country has the highest share of its people in prison. Having a loved one incarcerated can be very strenuous on the family’s finances. Learning from personal experience, it can almost put one in bankruptcy. The cost of phone calls is very expensive. It can almost get up into the hundreds of dollars per month. The person that’s incarcer ated never considers the financial stain that it has on the family.The only thing that is considered is being in contact with his or her family, no matter what the cost maybe. The family is also expected to travel great distances in some cases, which can also become a problem. According to Families Left Behind article, the average distance for an incarcerated family member is 100 miles for men and 160 miles for women. With the cost of gas steadily rising, it would be almost impossible to constantly make regular visits. The single parent is also left to pay all the family bills that were once being paid by both parties.Having an incarcerated loved one also causes problems with his or her relationship. Trust issues begin to develop and this puts a strain on both parties involved. If one is married, this could possibly lead to divorce because eventually the stress will be so great that the one involved will no longer want to go through with this particular life and would want to move o n without the stress of having an incarcerated partner. Married men in prison reach the national 50% divorce rate much more quickly than do men in the general population.It is difficult to carry out intimate relationships from prison due to limited contact and communication. Lastly, emotions begin to come into play. If the loved one has been incarcerated for a long period of time, the emotional part of their relationship wears down. The â€Å"prison mask† is a common syndrome that develops; the mask is the emotional flatness men take on when they suppress emotions and withdraw from healthy social interactions. To survive in an often brutal environment, prisoners may develop hyper-masculinity, which glorifies force and domination in relations with others.Finally, many prisoners are plagued by feelings of low self-worth and symptoms of posttraumatic stress disorder (Haney, 2001). All of these psychological changes, which may be necessary for survival in the prison environment, can impede intimate relationships. In conclusion, incarceration can be tough on anyone who’s involved. It puts a strain on finances, relationships, and emotions. It’s a very tough road to go through and some make it through it and others don’t. The one who really takes a hard hit from all this are the children that’s involved.They have to learn to deal with the fact that they have a parent that’s incarcerated. The parent that’s left behind has to deal with all of the emotional ups and downs of the children and the financial burdens of the household. He or she has to play both parenting roles, which causes a lot of emotional wear and tear on their psychological being. Therefore, this causes resentment towards the absent parent and once this happens the family that once was, no longer exists. Reference Page Bibliography (n. d. ). The Effects Of Incarceration on Intimate Relationships. Macionis, J. J. (2010).Social Problems. (October 2003). Fam ilies Left Behind: The Hidden Coat Of Incarceration and Reentry. ——————————————– [ 1 ]. , the incarceration rate in 2008 for the United States was 762 people for every 100,000 in the population and among all the nations of the world, this country has the highest share of its people in prison [ 2 ]. . Married men in prison reach the national 50% divorce rate much more quickly than do men in the general population. It is difficult to carry out intimate relationships from prison due to limited contact and communication. 3 ]. . The â€Å"prison mask† is a common syndrome that develops; the mask is the emotional flatness men take on when they suppress emotions and withdraw from healthy social interactions. To survive in an often brutal environment, prisoners may develop hyper-masculinity, which glorifies force and domination in relations with others. Finally, many prisoners are plagued by feelings of low self-worth and symptoms of posttraumatic stress disorder (Haney, 2001). All of these psychological changes, which may be necessary for survival in the prison environment, can impede intimate relationships.

Persuasive Essay: Gay Marriage Essay

â€Å"‘Kristin, you may kiss your bride, Kayla’† (qtd. in WCIV 1). These were the words that officially announced Kristin Anderson and Kayla Bennett the first same ­sex couple in South th​ Carolina on November 19​ , 2014 (WCIV 1). The historic day was filled with love and support from families around the country and the community in general. It was also a day where they found a peace of mind after the stress they received from the previous month where they had the marriage license and the wedding date set, but only to be taken away by the state’s Attorney General once he filed appeals against the marriages. â€Å"‘We were so excited to apply for the marriage license so when they took it away from us, it was like pulling the rug out from under our feet. Everything we were excited about just came crashing down’† (qtd. in WCIV 1). But then the wedding proceeded which allowed the couple to feel like they are truly married and finally allowed to have a family of their own (WCIV 1). Changes like these are happening all over the country, but the heated debate still goes on. One of the most common arguments is that people should not have their taxes going towards something they strictly believe is wrong (Marcellino et al. 1). Once gay marriages are legalized, benefits going to heterosexual couples would naturally go to same ­sex couples. Those benefits include claiming a tax exemption for a spouse, receiving social security payments from a deceased spouse, and coverage by a spouse’s health insurance policy. While this is true, the taxes the people will be spe nding legalizing same ­sex couples will eventually come back and help the state or country economically (Marcellino et al. 3 ­5). A decade long study by M.V. Lee Badgett and other economists concluded that planning marriages would make at least $1.5 billion dollars because of all the necessities of a wedding ceremony (Badgett 3). Legalizing same sex ­marriage should not be about believing what people think it is morally wrong or right, but factually based on the better of the economy and for the country as a whole. At UCLA School of Law, researchers studied the economics of those 11 states where same ­sex marriage is prohibited (Chokshi 1). The results were shocking and saw that the states would make more than $464 million in their first year of legalizing same ­sex marriages (Chokshi 1). Based off of real life situations, New York’s Marriage Equality Act brought $259 million to the city after only a year (Covert 3). Given these reasons, the South Carolina Supreme Court should legalize same ­sex marriage because it would bring financial gain to federal and state governments, allow same ­sex couples to receive the same insurance benefits as heterosexual couples, and make it easier for same ­sex couples to adopt, providing stable homes for children who would otherwise be left in foster care.